f you are going through a cash emergency then a payday loan could be a solution for you. It doesn’t matter if it is a sudden or a short-term financial need, you can get fast personal loan through Fast Easy Loans. You don’t always need a guarantee or security. A loan can be assessed against your ability to repay the loan i.e. your disposable income. Actually, there are many advantages to this kind of easy loan over the traditional loans being offered by some traditional lenders.
Some of the features of easy loans with Fast Easy Loans are:
We are confidential! When you borrow money or get a loan or cash advance with us, the entire process can be completed online. This helps to ensure that information about your borrowings will remain confidential and only provided to reputable organisations in line with our discloser statement e.g. Credit agencies. In addition, the procedure is completed on a secured server. You don’t have to visit the office. It is quick to apply online for a payday loan with Fast Easy Loans.
We don’t require a guarantor for our loans which means that no one else is responsible for you loan repayments. We do however offer joint loans. Since we do not have to possess a guarantor, and for amounts under $2000 generally security is not required. The cash or personal loan is provided on the basis of your current job status and other criteria but overall we focus on your ability to repay the personal loan. A fast personal loan or easy loan can be quickly obtained if you supply your documentation and complete the online application on our internet site.
Credit checks are required but as we stated we focus on your ability to repay the personal loan you don’t even have to leave your home to apply for an obligation free assessment. We are different to other lenders where a mortgage loan company or credit card issuer may not take into account your recent history. Once other lenders determine your pass credit rating and if there are blemishes they may not dig deeper and you may be rejected at that point in the loan assessment process. Other loan providers may not check your recent credit worthiness. You could be an ex-bankrupt and have been successfully managing your finance for the last few years but that may not be taken into consideration by other lenders. At Fast Easy Loans we take your overall financial health into consideration in our loan assessment process. That being said the last thing we want to do is place you in a situation where you cannot afford your repayments. For this reason a careful assessment is completed. We process all online loans applications for personal loans with speed and the view that ‘We are here to help!”. So go to our website application page and complete a no obligation short application to see if you qualify for a personal loan.
Conditional approval can usually be given the same working day we receive your application. Apply online, to save time. If everything checks out, you’ll have your loan fast.
Fixed Competitive Rate
Our Personal Loan Interest rates are fixed for the term of the loan, making budgeting easier because your minimum repayments never change.
You don’t pay an account keeping fee, and there are no penalties for additional repayments
Choose to repay your loan weekly, fortnightly or monthly or make extra repayments to pay off the loan early. Simplify repayments by taking advantage of a direct salary transfer or automatic transfer from your nominated bank account.
Flexible Loan Terms
Loans start at $500 and you can spread your repayments over a periods up to 12 months, depending on the loan amount.
Found something you love, and need it right now? We can help with a personal loan which can help make it a reality today. With a quick and easy application process you can buy a car, build a deck, or even consolidate your debts quicker than you may think.
Enhance your lifestyle with a personal loan to match. We’ve designed our range of loans to fit your needs. You can borrow from $500 for any personal purchase.
Fast Easy Loans Types of Personal Loans
There are two types of personal loans available to those seeking to borrow money from banks and other financial institutions. A secured personal loan is a loan that is granted with the borrower putting up some form of collateral. In many cases a person who has borrowed money to buy a new car or to buy a new boat will use that as their collateral.
You can also have someone, a parent or friend who can be a guarantor on your loan application. This means that should you default on your personal loan then they will be liable for the outstanding balance and associated bank fees and charges incurred by the borrower.
Online Personal Loan
Applying for a personal loan has never been easier with Fast Easy Loans. We provide a safe and secure web site for our clients to submit online personal loan applications via the internet at their own convenience.
Bad Credit Personal Loans
If you have had a bad credit history then you may want to enquire about a bad credit personal loan. These loans are available to those who have made errors in the past with their finances but have taken steps to rectify their poor credit rating. You will need to show the lender that you have begun a continual savings program or have the income to repay a loan. Having a job with a regular salary will help you achieve your aim of gaining a personal loan and this will also help improve your credit rating. The longer you take to begin your savings, the longer it will take for you to have a bad credit loan application approved.
Debt Consolidation Personal Loans
We all apply for personal loans for a variety of reasons. Some of the lucky ones will apply for a personal loan to buy a new $40,000 car. Some will apply for a $70,000 personal loan to buy a new boat, and then there are some customers who need to get their finances in order.
High Risk Personal Loans
High risk personal loans are generally charged at a far greater rate of interest to the customers who seek them. Banks may take some risk in providing you with your loan funds but you will have to pay for the service that they provide you.
Fast Easy Loans – Personal Loans
Finding the cheapest personal loan may be too hard and time consuming for some people. If you are one of those who wants the cheapest personal loan but don’t really want to spend the time and effort searching for it, then you might be interested in hiring a personal loan finance broker to do the work for you.
A personal loan can be a smarter choice for managing larger loan amounts than more common alternatives such as a credit card or topping up a home loan. It provides a controlled means of repaying the debt so it is paid off as quickly as possible in order to minimise interest costs. With an Fast Easy Loans personal loan your repayments are fixed. This means the rate you pay and the loan term you choose are locked in – to suit your budget and set you on a path to repay your debt as quickly as possible. You’ll also find that we have rates that are cheaper than the average credit card interest rates as well.
Making smart choices about where you put your debt can make a significant difference in how much it ends up costing you. You’ll be surprised at how much difference your choice could make. Getting your finances sorted with Fast Easy Loans is quick, easy and we’ve got great rates too. So when you want to take control of your finances, don’t just go to your bank for a personal loan, see what we can offer. One of the smartest and the most popular reasons for getting a personal loan is for debt consolidation. A debt consolidation loan is a great way to bundle all your credit card, store card and even car loans bills into a single repayment.
So if you’ve got a few different loans that come with a complex range of rates and fees, cut the paperwork, cut the costs and cut up the cards. Pool it all into one simple loan with one set of fees and one regular fixed repayment and save yourself a load of hassle. With fixed repayments and a loan term that you can set to suit your budget an Fast Easy Loans personal loan is the perfect way to consolidate and conquer your debt.
With an Fast Easy Loans personal loan your repayments are fixed. This means the rate you pay and the loan term you choose are locked in – to suit your budget and set you on a path to repay your debt as quickly as possible, providing a controlled means to add value to your home.
Often the first step on the path to getting your first home loan is to get your finances in order – conquering any current debts as quickly as possible so that you can focus on building a solid deposit.
It can also be a very good tool to help establish the habit of making regular repayments, in the same fashion as you would for a home loan. Taking a well earned-break is high on the wish list for many hardworking people. Whether the dream is to just get away from it all, visit family overseas or simply a bit of indulgence, an Fast Easy Loans p could turn your dream into reality, quickly, easily and with affordable repayments.
There’s no escaping it. Your big day will come with some expenses. The most important thing is to ensure that they don’t become a big stress. An Fast Easy Loans Personal Loan is a simple and effective way to help you manage these expenses. An Fast Easy Loans personal loan is a great way to finance your dream car and you could consolidate other debts all in one go. Pool your different debts into one loan, with one single repayment and just one set of fees. It’ll save you a load of hassle and could save you money. It’s easy.
The maximum amount you can borrow for a car or personal loan depends on you. It’s based on your current financial situation and your capacity to meet your monthly repayments.
The amount you’ve estimated is just that, an estimate. Your situation will be different to everyone else’s. When you apply using our online application form , you’ll need to give us some information about your income, expenses and how much you’d like to borrow. Soon after you’ve completed the form, we’ll give you a call to let you know how much we can lend you.
Find Out How To Apply With Fast Easy Loans
You can apply on our website through our online application, also call us on 1300 27 56 26. One of our qualified financial consultants will talk to you to understand your unique needs, and then work out a way to meet them. Getting your finances sorted with Fast Easy Loans is quick, easy and we’ve got great personal loan rates too. So when you want to take control of your finances, don’t just go to your bank for a personal loan, see what we can offer. Applying for an Fast Easy Loans personal loan is quick and easy. You can apply online or over the phone.
Our simple online form will walk you step by step through the process. It takes around 5 minutes to complete. Once you’ve set up your loan you’ll probably find things tick along quite nicely, but from time to time you might have a question. Here are some things you might need to know. To save a few trees and to avoid the extra clutter on your kitchen bench we don’t send monthly statements. If you want to check the balance on your loan call us on 1300 27 56 26.
Want to do some extra renovations or take a slightly longer holiday? You can increase your loan if you’ve got the capacity to pay and meet our normal responsible lending criteria. There’ll be some paperwork but give us a call on 1300 27 56 26 – we’ll talk you through the process.
If you got a bonus, won on a scratchy or just worked up some savings, you can put it towards paying off your loan. Call us on 1300 27 56 26 and we’ll tell you how. It’s really important to let us know if you move house or change your contact info. Just call us on 1300 27 56 26 to give us your new address or phone number.
If we use your car as security, you’ll need to pay out your loan and inform us when you sell your car. You should also make sure the buyer knows you have a loan secured against your car. If at any time you think you might hit a snag when making your regular repayment, don’t stress. It’s much easier to deal with a problem early on, and there are lots of ways we can help.
When is the Right Time to Get Small Personal Loans? Can I Get Small Personal Loans Quickly?
If you need cash fast, a personal loan may be what you’re looking for. Whether you’re investing in home renovations, a new car or a holiday, a personal loan allows you the freedom to act sooner rather than later small personal loans are often used to manage unexpected expenses like car repairs and necessary travel. They are for covering credit card bills or overdue bills too. Or you can use loans to cover bills that are due days or weeks before your next payday. Small personal loan bad credit might be tough but small personal loans are particularly popular with people who have poor credit. So, whether you’re interested in loans from $500 to $5,000, use Fast Easy Loans to connect you to small personal loans that can assist you in covering your immediate money needs.